Licensed Mortgage Professional · BC and Canada

Your path to home ownership, made clear.

We cut through the complexity so you can focus on what matters. Finding your home. Transparent rates, honest advice, and a process that actually makes sense.

Free Tools Talk to Mack

$100M+

Funded to date

100+

Happy homeowners

5.0★

Google rating

Today's featured rates

4.09%

5-year fixed · Subject to qualification

Variable (P−1.00%)3.45%

Fixed (3yr)3.99%

Fixed (5yr)4.09%

What we offer

Every mortgage type, handled with expertise.

First-Time Buyers

Step-by-step guidance designed for buyers new to the process. We walk you through every stage, from pre-approval to closing, across BC and Canada.

Renewals and Refinancing

Don't just sign what your bank sends. We shop 50+ lenders at renewal to make sure you're getting the best rate and terms available.

Investment Properties

Build your real estate portfolio with financing structured around rental income and long-term asset performance. Residential investors across Canada.

Mortgage Calculator

Get a feel for your numbers.

Home Price $650,000

Down Payment $130,000 (20%)

Interest Rate 4.09%

Amortization 25 years

Estimated Monthly Payment

$2,786

Principal and Interest only · Excludes property tax, insurance

Loan Amount$520,000

Total Interest$315,800

Total Cost$835,800

Payoff DateJune 2051

Apply for This Rate

Mack Chaisson · Licensed Mortgage Broker · Clear Trust Mortgages · Dominion Lending Centres

About Mack

I'm a broker, not a bank. That difference matters.

I'm Mack Chaisson, a licensed mortgage broker with Clear Trust Mortgages and Dominion Lending Centres, based in BC and serving clients across Canada.

Since 2018 I've helped over 100 families secure financing that actually fits their lives, funding more than $100M in mortgages along the way. Whether your file is straightforward or complicated, I work the problem until there's a solution.

As an independent broker, I work for you, not a lender. That means shopping 50+ lenders to find the rate and terms that serve your situation.

Start your application

🔍

Full market access

50+ lenders compared. Big banks, credit unions, and private lenders to find your best option.

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No surprises

Every fee, term, and condition explained before you sign. Your file, your decision, always.

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Fast closings

Pre-approvals in 24 hours. Complex files handled with the same urgency as straightforward ones.

Client Reviews

What clients say.

G See all Google reviews

★★★★★

"Working with Mack was an absolute pleasure from start to finish. He's friendly, prompt, and incredibly well-organized and was always on top of the details so we didn't have to be. Our mortgage situation wasn't exactly straightforward, but Mack handled it with complete confidence and walked us through every step without making us feel overwhelmed."

Eric Adams

Google Review · 3 months ago

★★★★★

"Mack was recommended to me by my real estate agent for a more complex situation. He is very knowledgeable, professional and responsive. He helped me identify the mortgage product that fit my needs, negotiated with the bank to get a competitive rate, and promptly answered all of my questions."

Eivan

Google Review · 3 months ago

★★★★★

"I came to Mack with a desperate case. My bank didn't give me the renewal rate until the last minute, so I had only a couple of weeks to find something better. Mack jumped on it and in a few days I had a much better offer. He went above and beyond and never hesitated to direct me to what served my best interest regardless of the impact on his own commission."

Tarek Trabulsi

Google Review · Local Guide · 7 months ago

★★★★★

"Mack helped us with our mortgage of our second home, right before the arrival of our first baby. In what could have been a stressful experience, Mack helped create a seamless situation. Excellent communication! Did all the hard work and made everything so easy for us despite being on a time crunch!"

Jasmine Harkness

Google Review · 1 month ago

FAQ

Questions we hear often.

A bank only offers their own products. A mortgage broker like Mack has access to dozens of lenders and shops the market on your behalf. In most cases the lender pays our fee, so there's no cost to you for using our service.

We review your income, credit, and assets and present them to lenders to get a commitment on the maximum amount you can borrow at what rate. Pre-approvals typically take 24 hours and are valid for 90 to 120 days. It doesn't affect your credit score.

Most prime lenders require a score of 680+, though some will work with 620+. For clients with challenged credit, we work with alternative lenders who weigh other factors like equity and income. Everyone's file is different, so book a call and we'll give you an honest assessment.

In Canada, the minimum is 5% for homes under $500K, scaling to 10% for the portion between $500K and $999K. Homes over $1M require 20% minimum. Putting 20%+ down avoids mortgage default insurance (CMHC), which reduces your total cost.

Pre-approval: 24 hours. Full approval after an accepted offer: 3 to 7 business days for most files. Complex files (self-employed, investment properties, non-resident) can take longer. We always aim to give you a clear timeline upfront.

Get in Touch

Let's find the right mortgage for you.

Whether you're ready to apply, just starting to explore, or not sure if you qualify, reach out. There's no obligation and no judgment, just an honest conversation.

📞778-874-2451

✉️mack.chaisson@cleartrust.ca

📍BC-based · Serving all of Canada

🕐Mon to Fri 8am to 7pm · Sat 9am to 4pm

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Your path to home ownership, made clear.

Know where you stand before you call.

Every mortgage type, handled with expertise.

Get a feel for your numbers.

I'm a broker, not a bank. That difference matters.

What clients say.

Questions we hear often.

Let's find the right mortgage for you.